Tim Buckley: I appear back at 2008‒2009, and I don’t forget people today panicking—investors I respected. Some of them were being getting out on March nine, 2009. They couldn’t tackle it any longer, and that is just when the markets took off. No 1 experienced predicted that. You constantly have to don’t forget the markets are ahead-on the lookout, and you really don’t know when they’re likely to just take off—just like you really don’t know when they’re likely to tumble. So it is ideal to be invested than to test to time it, because it is shut to unachievable.
Karin Risi: Which is precisely right.